Milestone

[vixalicious]

I'm one step further toward reaching my New Year's Resolution: as of today, I have paid off my credit cards.

\o/

I also have enough money in savings to pay off the credit cards that are "same as cash" debts, ie no interest for 1 year or whatever, when they come due. And I'm almost half way to my goal of having $5K in savings too.

I'm using a free website to try to figure out where my money goes. Oddly enough, most of it seems to be going to pay off debt right now. :) But now that I'm through with that, I hope to move on to how to budget my money to plan for each month. So far I have found I spend a lot of money on food. I need to work on eating out less now.

Here's a link to the site, if anyone is interested: https://moneycenter.yodlee.com

Comments

[fangirlsays.livejournal.com]

Congratulations, hon! :D :D :D

[vixalicious]

Thanks!! I'm sure something huge will break soon to derail the whole thing, but I'm going to bask while I can :D

[krazycat.livejournal.com]

Hey, good on you!

[vixalicious]

Nothing like a recession to make you get interesting in where all your money's going! :D

[zillah975]

WOOOOO! Congratulations!!! *dances you 'round the internets*

[vixalicious]

*twirls* *falls over*

[kyuuketsukirui.livejournal.com]

Congratulations!

[vixalicious]

Thanks!

[mrsquizzical.livejournal.com]

oooh that sounds really cool. i might have to try it.

i already know that we spend almost as much on food as we do on rent, though. *sigh*

[vixalicious]

I can see how that would be when you're feeding a whole family - I just have me and I think I spend far, far more than need be.

[mrsquizzical.livejournal.com]

is the site good, you think? have you gotten any spam or anything? i'm not sure why they want my entire address etc... *nervous*

[vixalicious]

It's a good site, I think. I've been using it for a year off and on, and my friend that recommended it to me has been using it steadily for a couple of years. It's a beta site for a company that then sells the services to large investment/banking companies, so their code is pretty secure. As with all internet banking though, it is a small risk.

[mrsquizzical.livejournal.com]

ok. cool. thankyou!

[purple-hazed.livejournal.com]

most of it seems to be going to pay off debt right now

Me too, and my brother sister and cousin.......................but where does the debt come from?!

If you are anything like me, if I can't afford something I pay by credit not considering how I will then eventually pay it back!

[vixalicious]

I always think about how I'll pay stuff back, it's just that sometimes other stuff comes up. I'm trying to break that habit though.