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Oct. 25th, 2006 07:05 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
vixalicious*sigh*
Up at 5:30 again. I tried to get back to sleep for an hour, and then gave up. So now I'm up, having breakfast, reading through my home-buying guide. I'm looking on some websites that the book recommends, and I think it may be making me nauseous... that's a lot of money. And they have all these calculators out there that tell you whether you're better off renting vs buying, and I don't understand enough about the variables to know if I'm filling them out right.
*sigh*
Everybody I've talked to keeps telling me that it's ridiculously easy to buy a house. And I'm sure it is. But I'm freaked out that I'm going to get into some sort of really bad mortgage arrangement, or end up paying twice as much as I pay now for more headache or something.
In other homefront news, they're re-doing the water pipes in our building. Now, this is absolutely something that needs to be done. We've had leaks all summer, as you might remember from my constant whinging, and I think it's great that they're finally doing something about them. That said, it's going to be a nightmare. We have to take everything out of the kitchen cabinets and our bathrooms, and the work is scheduled to take 7-10 days per unit which will of course translate to at least two weeks of chaos and destruction.
There's a meeting tomorrow night, Scott's going to go to it, and find out more information. We want to try to get them to schedule our unit for the week of Thanksgiving and the week after, because we both work from home at times (me almost constantly this fall, yay!) and that would be the least distracting.
But the reality of it is that there's no way they'll put everything back the way it was. We've done custom painting and wall treatments in the kitchen and both bathrooms, and the apartment complex has flat out said that they will not fix that. And we're only here til February, so there's no real point to re-doing everything for that short of time, especially considering that with the holidays coming up and travelling for work, we'll both be gone half that time anyway. Scott & I talked about it Monday, and we both decided that we'd just clean really well this week, and take some pictures of the apartment the way it is now, and remember it that way. Just, stressful, you know? I don't like the idea of my home being torn up. Well, not when it's not going to be prettier at the end.
I just feel like everything's in this big state of flux right now, and even though I know life will be just as good, with the possibility to be even better, at the end of it all, it's stressing me out. And affecting my sleep patterns and my mood.
Up at 5:30 again. I tried to get back to sleep for an hour, and then gave up. So now I'm up, having breakfast, reading through my home-buying guide. I'm looking on some websites that the book recommends, and I think it may be making me nauseous... that's a lot of money. And they have all these calculators out there that tell you whether you're better off renting vs buying, and I don't understand enough about the variables to know if I'm filling them out right.
*sigh*
Everybody I've talked to keeps telling me that it's ridiculously easy to buy a house. And I'm sure it is. But I'm freaked out that I'm going to get into some sort of really bad mortgage arrangement, or end up paying twice as much as I pay now for more headache or something.
In other homefront news, they're re-doing the water pipes in our building. Now, this is absolutely something that needs to be done. We've had leaks all summer, as you might remember from my constant whinging, and I think it's great that they're finally doing something about them. That said, it's going to be a nightmare. We have to take everything out of the kitchen cabinets and our bathrooms, and the work is scheduled to take 7-10 days per unit which will of course translate to at least two weeks of chaos and destruction.
There's a meeting tomorrow night, Scott's going to go to it, and find out more information. We want to try to get them to schedule our unit for the week of Thanksgiving and the week after, because we both work from home at times (me almost constantly this fall, yay!) and that would be the least distracting.
But the reality of it is that there's no way they'll put everything back the way it was. We've done custom painting and wall treatments in the kitchen and both bathrooms, and the apartment complex has flat out said that they will not fix that. And we're only here til February, so there's no real point to re-doing everything for that short of time, especially considering that with the holidays coming up and travelling for work, we'll both be gone half that time anyway. Scott & I talked about it Monday, and we both decided that we'd just clean really well this week, and take some pictures of the apartment the way it is now, and remember it that way. Just, stressful, you know? I don't like the idea of my home being torn up. Well, not when it's not going to be prettier at the end.
I just feel like everything's in this big state of flux right now, and even though I know life will be just as good, with the possibility to be even better, at the end of it all, it's stressing me out. And affecting my sleep patterns and my mood.
![[identity profile]](https://www.dreamwidth.org/img/silk/identity/openid.png){kind=small}
no subject
Date: 2006-10-25 09:06 pm (UTC)Which brings me to the next part - the less obvious repairs necessary, the better, because things still pop up, and that is where the extra expense comes in - if you fix the small things as they happen, it won't be so stressful or costly as letting them pile up or get worse.
Try some lavender essential oil on your temples and wrists when you go to bed, it soothes and helps relax you to sleep.
Hugs, Love & Light
no subject
Date: 2006-10-25 10:10 pm (UTC)And I'll have to look for lavender oil, thanks! *hugs*
no subject
Date: 2006-10-26 12:25 am (UTC)Also, remember that mortgage interest is tax deductible, and that includes any interest paid on home equity loans, which you can use to pay off higher interest loans like cars or credit cards. Just be sure of your terms. I've always gone for fixed-rate loans because I don't trust the fluctuations in the interest rates, and now, hearing about people who's mortgage payments have doubled because of that and they can't make the payments anymore, I'm glad I've got a fixed rate even if it is higher than it wouldn've been if I'd refinanced to a lower variable rate.